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OZK

Bank OZK

OZK
NASDAQUnited States flagUSReal-Time Price
$46.11USD
+0.92 (+2.04%)Today
BTI Score
Near Future
58
Long Term
64
BTI Fair Market Cap
$8.64B
-41.74% vs fair
Financials
Strong Buy

Bank OZK (OZK) FAQ

Answers to the most common investor questions about Bank OZK (OZK): fair value, dividend, earnings dates, risk and fundamentals.

Frequently asked questions about Bank OZK

What is Bank OZK (OZK) stock?

Bank OZK is the company identified by ticker OZK on this research page. Use the overview to review the business, financial results, valuation and related news.

What does Bank OZK do?

Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Furthermore, the institution delivers trust and wealth management services. This encompasses personal wealth planning, custodial arrangements, investment management, and retirement account administration. For corporate clients, it provides essential corporate trust services, acting as a trustee, paying agent, and registered transfer agent, among other related functions. Its suite of treasury management offerings is designed to streamline business operations, featuring services like automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox processing, remote deposit capture, automated credit line transfers, account reconciliation, positive pay fraud prevention, and merchant and commercial card services. It also manages specialized accounts such as zero balance and investment sweep accounts. Customers also benefit from convenient access through ATMs, telephone, online, and mobile banking platforms. The bank issues both debit and credit cards, offers safe deposit boxes, and processes merchant debit and credit card transactions, along with other supplementary products and services. With a history dating back to its founding in 1903, Bank OZK is headquartered in Little Rock, Arkansas. It expanded its footprint to approximately 240 branches across states including Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi as of the end of 2021. The institution adopted its current name, Bank OZK, in July 2018, having previously been known as Bank of the Ozarks.

Where can I find the OZK stock price?

Check the OZK quote and chart on the overview and Chart tabs. Confirm the quote time, currency and trading session before comparing prices; a research update time is not a quote timestamp.

What is the OZK stock forecast and price target?

The Forecast tab shows available analyst price targets for OZK. Analyst targets are separate from BTI scores and valuation estimates. Missing targets are unavailable, and forecasts do not guarantee returns.

Does OZK pay dividends?

Review Bank OZK's investor-relations announcements for declared dividends, ex-dividend dates and payment dates. A missing or zero yield in a data feed alone does not establish the company's dividend policy.

When does OZK report earnings?

Check the Earnings tab for available dates and reported results, then confirm the next announcement with Bank OZK's investor-relations calendar. Estimated dates may change.

How can I evaluate whether OZK is overvalued?

Compare OZK's Valuation and Financials tabs, including cash flow, growth assumptions and valuation multiples. BTI estimates depend on their inputs and are different from analyst price targets.

What risks should I review before investing in OZK?

Review Bank OZK's latest company filings for business-specific risks, alongside debt, profitability, competition and valuation. A BTI score summarizes research and is not a personalized investment recommendation.